WARNING: This tool will demolish your time-management excuses.

Put your nose to this Grindstone, and don't look up. Follow it perfectly, and you'll be a millionaire by next year. Betcha. 

Cross-references on the Grindstone correspond with pages from The Politically Incorrect Real Estate Agent Handbook.

Wanna know what time it is? 
It's time to put the little hand on your wallet.
Tick-tock.